Senior Living
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Decluttering: What seniors should know about clearing out their homes
SAN JOSE, Calif. — At 80, Leni Siegel’s rich life is visible throughout the Berkeley, California, home she’s lived in for 20 years — in family photos, old theater programs from performances she attended and books she’s collected over the years. Now, feeling overwhelmed by it all, she’s facing the difficult task of deciding what to ...Read more
Scams targeting elders are on the rise: Here’s how to stay safe
SAN JOSE, Calif.— Older adults are losing billions of dollars to scammers as fraud schemes grow more sophisticated, more personal and harder to spot — leading to a fourfold increase in losses over four years, federal data shows.
Financial fraud comes in a variety of forms — whether it’s someone promising to work on a home or a phishing ...Read more
The hottest musical act in Philly? A group of middle-aged guys in khaki slacks and sensible loafers
PHILADELPHIA -- As a general rule, Sam Marshall is not used to drawing a crowd.
At 70 years old, with glasses and a plop of silver hair, the Haverford, Pennsylvania, grandfather is a semiretired regulatory lawyer with a fondness for trains and the print version of the Wall Street Journal.
Yet, there he was last month, at a wedding in Big Sky, ...Read more
Toni Says: Help, my employer health plan denied payment for my cancer claim!
Dear Toni:
I need your assistance to enroll in Medicare because I am past 65 and still working full-time with employer benefits. Sherry, the office manager from my cancer doctor’s office, said that my employer’s health plan denied the recent claim for my cancer treatment. The health plan considers it to be “experimental” and will not ...Read more
Social Security and You: Simple and Advanced Benefit Computations
After doing this column for more than a quarter century, I've learned that with respect to how their benefits are figured, there are two kinds of potential Social Security beneficiaries. The vast majority are just looking for a general idea of how it works. But there are more than a few senior citizens out there who want to know exactly how the ...Read more
Toni Says: I’m turning 65 in November … Does Medicare’s fall enrollment time affect me?
Dear Toni,
I’m stressed about what I need to do to enroll in Medicare because I am turning 65 in November and am not receiving my Social Security check since I am still working part-time with no employer benefits; I only have individual health insurance. I need my Medicare and Part D plan to begin Nov. 1.
I’m concerned about...Read more
Social Security and You: The Real Story Behind Social Security Overpayments
I have seen several news stories recently that were critical of the Social Security Administration and the way the agency handles overpayments -- money sent to Social Security beneficiaries that they were not due. I'm going to address that issue in today's column. But before I do, I've got to put things in perspective.
If you had read any of ...Read more
Travel Trending with Kathy Witt: Orlando casts a spell for a couple’s getaway
With its world-famous theme parks, aquatic attractions and entertainment, Orlando has always known how to dazzle. But The City Beautiful can be quietly seductive, too, weaving a spell through gardens, art, intimate music venues and unexpected indulgences.
For couples, Orlando is a destination that balances whimsy with sophistication, ...Read more
3 medical routines that older people may not need
Enough time had passed since the patient’s previous colonoscopy that she met the criteria to undergo another, said Steven Itzkowitz, a gastroenterologist at the Icahn School of Medicine at Mount Sinai in New York.
She was in “reasonably good health,” and the risks of the procedure — bleeding, reaction to anesthesia, perforation of her ...Read more
Toni Says: How to come up with an emergency evacuation plan
Dear Toni,
My parents went into a local independent living facility, and I have received an email from the facility’s executive director with information detailing how to draw up an emergency evacuation plan. The executive director asked that those living in the facility submit a personal Emergency Evacuation Plan by June 1 ...Read more
Social Security and You: More Social Security Rules I Can't Explain
I've always prided myself on being able to explain the rationale behind various Social Security rules and regulations. Many times, readers will send me emails in which they express utter befuddlement at a law or regulation that affects their eligibility for Social Security. It's usually a situation that results in them getting reduced benefits. ...Read more
Toni Says: Beware of claims about a $2,400 Social Security increase for 2026 — it's a scam!
Hello Toni:
Since you deal with Social Security matters related to Medicare, maybe you can help me, because on April 20, I received an email stating that I am to receive a $200 monthly increase in my Social Security check, which will be $2,400 for the year. I am hesitant to reply to the current emails that I am receiving because ...Read more
Social Security and You: Why Are There So Many Rules?
People frequently ask me one of two rhetorical questions. Sometimes they will say, usually out of frustration, "Why is Social Security so complicated?" Even though they were probably not looking for an answer, I give them one anyway. I point out that Social Security is complicated because life is complicated. If we all lived simple lives, got ...Read more
Study: Taking a daily multivitamin may slow down biological aging
LONDON — Taking a daily multivitamin may slow down biological aging, a study has suggested.
Experts calculated that two years of daily vitamins cut biological aging by about four months on average.
Biological aging refers to how old the body is in terms of health and function rather than the number of years a person has lived.
Previous ...Read more
‘A nightmare to think about.’ Driving behavior may be early warning sign of dementia
FORT LAUDERDALE, Fla. -- When the red light turned green, Christine Burger found herself unsure what to do next.
Burger, 73, had driven the streets of Delray Beach for many years, and had traveled often through the intersection where she was now stopped. Yet she was unsure which direction to take.
It wasn’t the first time.
“There are ...Read more
'A nightmare to think about.' Driving behavior may be early warning sign of dementia
FORT LAUDERDALE, Fla. -- When the red light turned green, Christine Burger found herself unsure what to do next.
Burger, 73, had driven the streets of Delray Beach for many years, and had traveled often through the intersection where she was now stopped. Yet she was unsure which direction to take.
It wasn’t the first time.
“There are ...Read more
A new Medicare option for weight loss drugs: What older Americans should know
Starting in July, Medicare beneficiaries may be able to get a GLP-1 prescription for weight loss for $50 a month. It’s a notable shift for Medicare, which has long been barred from covering weight loss treatments.
The drugs, such as Wegovy and Zepbound, are effective but can be expensive without insurance coverage. They’re available in ...Read more
A new Medicare option for weight loss drugs: What older Americans should know
Starting in July, Medicare beneficiaries may be able to get a GLP-1 prescription for weight loss for $50 a month. It’s a notable shift for Medicare, which has long been barred from covering weight loss treatments.
The drugs, such as Wegovy and Zepbound, are effective but can be expensive without insurance coverage. They’re available in ...Read more
Toni Says: Help, I’m stuck in a Medicare Supplement that is too expensive!
Hello Toni:
My question is: I understand that I am not able to change to a Medicare Advantage plan and have to wait until the enrollment time in the fall. I have a Medicare Supplement Plan F that renewed in March for $422 a month and am searching on medicare.gov for a Medicare Advantage plan that covers my ...Read more
Social Security and You: Forbes Column Full of Holes
A recent edition of Forbes Magazine included an article called "Seven Ways Social Security Benefits are Unfair." It went on to list various ways that Social Security payouts are supposedly actuarially indefensible and unjust. Sadly, many of them were not well thought out. In today's column, I have enough space to cover only a few.
Forbes ...Read more






















