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On pages 27-29 of the 2026 Medicare & You handbook, it sets out what Medicare Part A covers and what it doesn’t, explaining both inpatient hospital care and skilled nursing benefits. (Dreamstime/TNS)

Toni Says: Who pays for a skilled nursing stay ... Medicare or you?

Senior Living / Toni Says /

Dear Toni,

My husband, Steve, is having a situation after emergency surgery in January from a fall. He was in a skilled nursing facility for over two months, re-learning how to walk. Since he has Medicare only, he was billed over $1,700 because he did not have a Medicare Supplement or Medicare Advantage plan to pay what Original Medicare does ...Read more

Dreamstime/Dreamstime/TNS

Exercise reverses muscle aging; scientists now know why

Exercise helps restore natural repair systems in muscle cells that become out of balance with age, according to new research from Singapore.

Atrophy and loss of individual muscle fibers increase with age, boosting the risk of falls and fractures as well as chronic diseases, according to findings published by the National Institutes of Health. ...Read more

Madmaxer/Dreamstime/TNS

All that home equity, now what? A senior’s guide to unlocking housing wealth

If you’ve owned your property for decades, your house has likely been doing some financial heavy lifting in the background. According to the Federal Reserve, the housing wealth of Baby Boomers hit a record $19.84 trillion at the beginning of 2026.

With rising expenses and longer retirements, many older adults are looking for creative ways to...Read more

Social Security and You: The Most Insignificant Social Security Benefit

The Most Insignificant Social Security Benefit

I'm always amazed that the most insignificant of all Social Security benefits seems so significant to so many people. I am talking about the crummy little one-time $255 death benefit. I'm always getting emails from readers asking me about it. Or, to be more precise, they are usually asking me why ...Read more

Kathy Witt/Kathy Witt/TNS

Travel Trending with Kathy Witt: Explore Greenland and Iceland aboard Atlas Ocean Voyages’ World Navigator

Early September, 49 degrees, and sunlight glinting off a remote and rugged settlement along Greenland’s coastline—and yet all I can think of is Christmas: stockings hung at the fireplace, a tree heavy with ornaments, snowy landscapes aglow with twinkle lights.

The Kangaamiut Oqaluffiat Church choir is singing the most beautiful a cappella ...Read more

Genaro Molina/Los Angeles Times/TNS

Steve Lopez: Misplaced glasses, forgotten names. How to know when to worry, and how to thrive

LOS ANGELES -- Dr. Zaldy Tan, author of a new book with profound insights into aging, memory loss and resilience, was examining an 84-year-old patient with vascular dementia last week in a suite at Cedars-Sinai Medical Center.

The patient's daughter and primary caregiver, Adai Lamar, updated Tan on her mother Jessie's condition, and then ...Read more

Genaro Molina/Los Angeles Times/TNS

Steve Lopez: Misplaced glasses, forgotten names. How to know when to worry, and how to thrive

LOS ANGELES -- Dr. Zaldy Tan, author of a new book with profound insights into aging, memory loss and resilience, was examining an 84-year-old patient with vascular dementia last week in a suite at Cedars-Sinai Medical Center.

The patient's daughter and primary caregiver, Adai Lamar, updated Tan on her mother Jessie's condition, and then ...Read more

Medicare Advantage (Part C) and Medicare Part D prescription drug plans send out an Annual Notice of Change (ANOC) that should arrive by mail (or email, if that is how you receive your insurance plan information) no later than Sept. 30 every fall. The ANOC will give a side-by-side comparison of your plan’s 2026 cost and what the 2027 plan’s cost will be. (Dreamstime/TNS)

Toni Says: ALERT … Have you received your 2027 Annual Notice of Change?

Senior Living / Toni Says /

Toni:

Currently, I am on a stand-alone Part D plan with a Medicare Supplement plan G, and I have not received information from my current Part D plan for 2027. Today is Sept. 18, and I usually receive the changes to my Part D plan by now. What should I do if the information doesn’t arrive?

I know that Open Enrollment starts <...Read more

Social Security and You: Repeat After Me: 'SSI and Social Security Are Not the Same Thing!'

Repeat After Me: 'SSI and Social Security Are Not the Same Thing!'

I can tell from my emails that it's time for me to trot out another version of my "SSI and Social Security Are Not the Same Thing" column. Despite my preaching over the years, I continue to get emails from readers getting Social Security benefits that say things like this: "My ...Read more

103-year-old retired judge keeps Pittsburgh’s jazz tradition alive

PITTSBURGH -- On a mostly sunny Saturday, an estimated 3,000 spectators turned out with their lawn chairs and blankets for what might have been a jazz performance for the record books.

On Sept. 5, 103-year-old retired Judge Warren Watson took the stage at the Monroeville Jazz Festival with Court in Session, the ensemble that grew out of jam ...Read more

Dreamstime/Dreamstime/TNS

3 common drugs older adults might be overusing

The scenario often unfolds like this: Medical researchers investigate a frequently used drug and report that it’s less effective for older patients than previously thought, or that its risks outweigh its benefits in older adults. More studies follow, confirming those findings.

After a few years, medical associations revise their guidelines, ...Read more

Dreamstime/Dreamstime/TNS

3 common drugs older adults might be overusing

The scenario often unfolds like this: Medical researchers investigate a frequently used drug and report that it’s less effective for older patients than previously thought, or that its risks outweigh its benefits in older adults. More studies follow, confirming those findings.

After a few years, medical associations revise their guidelines, ...Read more

103-year-old retired judge keeps Pittsburgh's jazz tradition alive

PITTSBURGH -- On a mostly sunny Saturday, an estimated 3,000 spectators turned out with their lawn chairs and blankets for what might have been a jazz performance for the record books.

On Sept. 5, 103-year-old retired Judge Warren Watson took the stage at the Monroeville Jazz Festival with Court in Session, the ensemble that grew out of jam ...Read more

Dreamstime/Dreamstime/TNS

New California law eases path to permanent jury duty exemption for seniors 80 and older

SAN JOSE, Calif. — For years, former Santa Clara County Supervisor Dianne McKenna helped older friends and family navigate the process of seeking an excuse from jury duty — an experience she eventually brought to her state lawmaker.

Last week, Gov. Gavin Newsom signed the bill McKenna inspired — beginning Jan. 1, 2028, people 80 and older...Read more

DREAMSTIME/TNS

When a friend becomes a caregiver

For several years, Nicole Straight and Patricia Wood, who lived across the street from each other in Sausalito, California, were more neighbors than friends, exchanging sociable greetings and occasionally having coffee.

Then, last October, Wood took a fall, broke her neck, and spent three months in rehabilitation. When she returned to the house...Read more

DREAMSTIME/TNS

When a friend becomes a caregiver

For several years, Nicole Straight and Patricia Wood, who lived across the street from each other in Sausalito, California, were more neighbors than friends, exchanging sociable greetings and occasionally having coffee.

Then, last October, Wood took a fall, broke her neck, and spent three months in rehabilitation. When she returned to the house...Read more

Medicare's Open Enrollment Period runs Oct. 15 through Dec. 7, every year. (Dreamstime/TNS)

Toni Says: Medicare Open Enrollment is almost here ... What should I do?

Senior Living / Toni Says /

Toni,

This is my first Medicare Open Enrollment Period, and a few weeks ago I read your article explaining what the fall enrollment time is about. I’m still confused about what I need to do.

I don't know anything about the open enrollment process or how I can make a change. How do I find out which options are right for me? I have health ...Read more

Social Security and You: Bad Husbands and Social Security

I've talked about the issue of bad husbands and Social Security before. But if my emails are any indication, there still are a lot of rotten husbands out there! That's why I keep telling my wife she should fall down on her knees every day and thank her lucky stars that she got one of the good guys. OK, I really don't do that. In fact, if I did ...Read more

Gregg Segal/Stanford University School of Medicine/TNS

A tiny fish’s behavior suggests aging may happen in stages, study finds

A tiny fish that lives only four to eight months is revealing that aging may unfold in distinct biological stages rather than as a slow, continuous decline — findings that could help scientists better understand how people can age better.

By tracking how more than 700 African turquoise killifish swim, sleep and feed — and how that behavior ...Read more

Terrence Antonio James/Chicago Tribune/TNS

Chicago woman shows it’s never too late to reach a goal, especially when it comes to education

CHICAGO -- Englewood neighborhood native Deniece Rogers didn’t celebrate her 2011 bachelor’s degree, or her 2015 master’s degree. But when she crossed the finish line with her doctorate, she threw a party for herself because “that one, she felt.”

At 75, the Near North Side resident earned her Doctorate of Philosophy in Educational ...Read more

 

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