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    <title><![CDATA[Toni Says - ArcaMax Publishing]]></title>
	<link>https://www.arcamax.com//healthandspirit/seniorliving/tonisays/rss</link>
	<description><![CDATA[Toni Says News Feed]]></description>
	<language>en-us</language>
	<copyright>Copyright 2026 ArcaMax Publishing</copyright>
	
	
	
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		<title><![CDATA[Toni Says: What to know before enrolling in Medicare, in simple terms]]></title>
		<description><![CDATA[Toni: I’m turning 65 next March and have not had a health insurance plan for over two years because I work part-time. I do not know where to start or what to do. I am not receiving my Social Security check, and friends are advising me that if I ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4263636</link>
 
    <pubDate>Jul/30/2026</pubDate>
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		<title><![CDATA[Toni Says: My Medicare Advantage HMO isn't accepted by the Cancer Center … What do I do?]]></title>
		<description><![CDATA[Hello, Toni: I moved to Houston from Little Rock in May and discovered your Medicare article in the local newspaper. I enrolled in Medicare Advantage HMO when I turned 65 in March. I didn’t realize I could have chosen a Medicare Supplement to my...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4258343</link>
 
    <pubDate>Jul/23/2026</pubDate>
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		<title><![CDATA[Toni Says: Receiving a shingles shot at no cost with Medicare]]></title>
		<description><![CDATA[Toni: In October, I enrolled in Medicare but did not enroll in a Medicare prescription drug plan. I went to my doctor in April for my annual physical and had to pay $200 when I received a shingles vaccination. My doctor’s office told me that I ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4253139</link>
 
    <pubDate>Jul/16/2026</pubDate>
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		<title><![CDATA[Toni Says: Medicare doesn’t cover everything!]]></title>
		<description><![CDATA[Hello Toni, My wife’s friend told her that she is receiving a free gym membership from the Medicare Supplement Plan G that she is enrolled in. The Medicare Supplement that we have does not include a gym membership. I thought a Medicare Advantage...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4247479</link>
 
    <pubDate>Jul/09/2026</pubDate>
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		<title><![CDATA[Toni Says: Does Medicare pay for diabetic supplies?]]></title>
		<description><![CDATA[Dear Toni: I recently retired and have always received my diabetic supplies from a mail-order program through my employer benefits. Last week, I received a letter stating the diabetic supplier will no longer be covered by Medicare. Does this mean ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4242090</link>
 
    <pubDate>Jul/02/2026</pubDate>
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		<title><![CDATA[Toni Says: Enrolled in a Medicare Advantage plan. Why is my Medicare monthly premium over $700?]]></title>
		<description><![CDATA[Hi Toni: I enrolled in a Medicare Advantage plan with a $0 monthly premium that began June 1 because I turned 65 on June 5. I disenrolled from my husband's employer benefits since the Advantage plan’s monthly premium was lower than what my ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4236575</link>
 
    <pubDate>Jun/25/2026</pubDate>
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		<title><![CDATA[Toni Says: Moving to Italy … Should we keep Medicare?]]></title>
		<description><![CDATA[Hello, Toni: My husband and I are currently enrolled in Medicare with a Medicare supplement and Part D prescription coverage, and we will be moving to Italy, then returning to the United States in a few years. I understand that there is no ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4229817</link>
 
    <pubDate>Jun/18/2026</pubDate>
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		<title><![CDATA[Toni Says: Help, my employer health plan denied payment for my cancer claim!]]></title>
		<description><![CDATA[Dear Toni: I need your assistance to enroll in Medicare because I am past 65 and still working full-time with employer benefits. Sherry, the office manager from my cancer doctor’s office, said that my employer’s health plan denied the recent ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4223763</link>
 
    <pubDate>Jun/11/2026</pubDate>
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		<title><![CDATA[Toni Says: I’m turning 65 in November … Does Medicare’s fall enrollment time affect me?]]></title>
		<description><![CDATA[Dear Toni, I’m stressed about what I need to do to enroll in Medicare because I am turning 65 in November and am not receiving my Social Security check since I am still working part-time with no employer benefits; I only have individual health ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4218299</link>
 
    <pubDate>Jun/04/2026</pubDate>
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		<title><![CDATA[Toni Says: How to come up with an emergency evacuation plan]]></title>
		<description><![CDATA[Dear Toni, My parents went into a local independent living facility, and I have received an email from the facility’s executive director with information detailing how to draw up an emergency evacuation plan. The executive director asked that ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4212508</link>
 
    <pubDate>May/28/2026</pubDate>
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		<title><![CDATA[Toni Says: Beware of claims about a $2,400 Social Security increase for 2026 — it's a scam!]]></title>
		<description><![CDATA[Hello Toni: Since you deal with Social Security matters related to Medicare, maybe you can help me, because on April 20, I received an email stating that I am to receive a $200 monthly increase in my Social Security check, which will be $2,400 for...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4205479</link>
 
    <pubDate>May/21/2026</pubDate>
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		<title><![CDATA[Toni Says: Help, I’m stuck in a Medicare Supplement that is too expensive!]]></title>
		<description><![CDATA[Hello Toni: My question is: I understand that I am not able to change to a Medicare Advantage plan and have to wait until the enrollment time in the fall. I have a Medicare Supplement Plan F that renewed in March for $422 a month and am searching ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4102489</link>
 
    <pubDate>May/14/2026</pubDate>
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		<title><![CDATA[Toni Says: Why is the nurse’s visit for home healthcare only 20 minutes once a week ?]]></title>
		<description><![CDATA[Dear Toni: My mother, Doris, had a heart attack in February and was in the hospital for over a week, with a short stay in a skilled nursing facility until she regained her strength. She needed additional care at home, and her cardiologist ordered ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4090443</link>
 
    <pubDate>May/07/2026</pubDate>
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		<title><![CDATA[Toni Says: Why am I being charged an extra $565 a month to enroll in Medicare?]]></title>
		<description><![CDATA[Toni, I am not sure if I have enrolled in Medicare the right way because I am being charged a Medicare premium of $768 a month beginning June 1 since I turn 65 on June 14. My friend Sue told me that I am being overcharged because she is paying $...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4084188</link>
 
    <pubDate>Apr/30/2026</pubDate>
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		<title><![CDATA[Toni Says: Help, what do I do about changes in income?]]></title>
		<description><![CDATA[Dear Toni, My wife, Joyce, who is not yet 65, was released from her job in February and our joint income has changed because she is no longer earning $230,000 per year. My Social Security check for 2026 is $4,000 monthly. I began taking my ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4077399</link>
 
    <pubDate>Apr/23/2026</pubDate>
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		<title><![CDATA[Toni Says: How do I disenroll from Medicare?]]></title>
		<description><![CDATA[Dear Toni, I need your help! I made a big mistake and enrolled in Medicare when I turned 65 in January due to the marketing phone calls I received, telling me it was time to. My company’s HR department advised me to disenroll from Medicare ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4070520</link>
 
    <pubDate>Apr/16/2026</pubDate>
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		<title><![CDATA[Toni Says: Do you need your original American citizenship paperwork to enroll in Medicare?]]></title>
		<description><![CDATA[Dear Toni, I had no problem opening the “My Social Security” account to enroll in Medicare because I knew those answers. When it came to filling out the application for Medicare, that was another story. I had a problem with Medicare’s ...<br /><br /><hr size="1" />]]></description>
		<link>https://www.arcamax.com/tonisays/s-4064237</link>
 
    <pubDate>Apr/09/2026</pubDate>
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